Edge is strategically partnered with over 150 mortgage companies.

We'll cross-shop on your behalf to ensure you have access to the loan you need.

Loan Products | Mortgage Broker Derek

Explore Our Mortgage Products

Find the right loan for your home purchase or refinance.

Conventional Loans

Great for borrowers with good credit looking for competitive rates.

FHA Loans

Ideal for first-time homebuyers with lower down payment options.

VA Loans

Exclusive to veterans and active military members, offering zero down payment.

USDA Loans

Designed for rural homebuyers with no down payment requirement.

Down Payment Assistance

Programs available to help cover your initial costs.

NON-QM Loans

Flexible qualification options for self-employed and unique income scenarios.

Loan Comparison Table

Loan Type Down Payment Credit Score Best For
Conventional 3-20% 620+ Borrowers with strong credit
FHA 3.5% 580+ First-time buyers
VA 0% Varies Military & veterans
USDA 0% 640+ Rural homebuyers
Down Payment Assistance Varies Varies Eligible homebuyers needing assistance
NON-QM 10%+ 500+ Self-employed & non-traditional borrowers

Get In Touch

Derek Gonnerman | NMLS 2093379

5355 Maidenhead Dr , Windsor Colorado 80550

Your Loan Officer

Derek Gonnerman, Mortgage Expert

NMLS# 2093379

Licensing Disclaimer on Edge website to use: As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.Edge Home Finance Corporation is a licensed mortgage broker in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL,Full Width IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, MO, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, & WY. Derek Gonnerman is personally licensed in CO, FL, TX, TN, IN